In Germany people usually pay their bills by bank transfer or bank card. You will therefore need a Girokonto (current account). Students do not pay any fees for a bank account. When you open a bank account, you will normally be required to provide the following documents:

• Proof of identity (identity card or passport)
• Residency certificate from the local registration office
• Enrolment certificate from HTW Berlin

After your bank account has been set up, you will receive a bank card and a PIN code. You can then use this to withdraw money from an ATM.