Student grants and loans (BAföG and Bildungskredit)

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Student grant and loan (BAföG)

  • Subject to certain criteria, students can receive financial support under the Federal Training Assistance Act (BAföG). 
  • The amount of the BaföG grant or loan is needs-based and depends on income and assets. You can check the amount that you would be eligible for with the BAföG calculator.
  • Submit your application to the Amt für Ausbildungsförderung, which is part of studierendenWERK Berlin.
  • studierendenWERK Berlin offers BAföG advice at HTW Berlin at the following times:
    • Treskowallee campus
      Wednesday, 1.30 to 3.00 pm in building A, room 153
    • Wilhelminenhof campus
      Thursday, 10.00 to 11.30 am in building G, room 204  | map [PDF]

Bildungskredit (education loan)

If you are in the advanced stages of your studies, you can apply for an education loan (in German) — a low-interest loan offered by the German government and the KfW Development Bank. Unlike BAföG, the education loan is available to everyone, independent of income and assets.